Edgewater by Courtney Sheinmel

Lorrie was accustomed to boarding school and summer horse riding camp.  She owned her horse. She avoided the shabby big old house in the upscale neighborhood where her aunt and sister lived.  It was the place called home between camp and school.  Aunt said there was a trust fund left behind by her mother when she ran off.  Aunt did not know where the girls' father was.  Then everything starts falling apart, summer camp tuition not paid, school registration not made.  When Lorrie goes home to edgewater house she cannot find aunt, she cannot find the trust fund. She has to borrow money to bring her horse home and ultimately must sell it. She takes on a job at the stables to make money, pay off outstanding debt, bills. She finds her younger sister living with a scruffy boyfriend at edgewater and pawning family possessions to survive.  Things slowly change when she meets Charlie, son of an esteemed senator.  They connect as Lorrie's trust increases.  But something is amiss at Charlie's upscale home.  Secrets will out, the stress of them can kill you and so they do and the intertwined past lives of Lorrie's family and Charlie's family becomes known as do the truth about Lorrie's parents.  This isn't a terrible book but its not great either.  Its ok as a romance as well. 
JDW12/15